{"id":7871,"date":"2017-03-29T14:51:00","date_gmt":"2017-03-29T12:51:00","guid":{"rendered":"https:\/\/swissbaker.ch\/?p=7871"},"modified":"2022-05-03T14:49:49","modified_gmt":"2022-05-03T12:49:49","slug":"la-rallonge-cree-de-nouveaux-problemes","status":"publish","type":"post","link":"https:\/\/swissbaker.ch\/fr\/panissimo-news\/la-rallonge-cree-de-nouveaux-problemes\/","title":{"rendered":"La rallonge cr\u00e9e de nouveaux probl\u00e8mes"},"content":{"rendered":"\n

Le 17\u202fmars, le Parlement a mis sous toit et scell\u00e9 la r\u00e9forme de la pr\u00e9voyance vieillesse 2020. Qu\u2019est-ce que cela signifie pour la Suisse\u2009? Pour l\u2019\u00e9conomie\u2009? Pour la branche\u2009?<\/strong><\/p>\n\n\n\n

Le Conseil f\u00e9d\u00e9ral avait transmis le message au Parlement, en novembre\u202f2014. D\u2019abord, le 1er et le 2e pilier sont r\u00e9form\u00e9s en m\u00eame temps et globalement. La stabilit\u00e9 financi\u00e8re de la pr\u00e9voyance vieillesse suisse doit ainsi \u00eatre garantie, conform\u00e9ment \u00e0 l\u2019Office f\u00e9d\u00e9ral des assurances sociales (OFAS), et en m\u00eame temps, le niveau des rentes pr\u00e9serv\u00e9.<\/p>\n\n\n\n

Les changements les plus importants\u2009:<\/h2>\n\n\n\n

\u2013\u2002Majoration des rentes AVS pour tous les nouveaux rentiers, d\u00e8s le 1er\u202fjanvier 2019\u2009: les personnes seules re\u00e7oivent 70\u202ffrancs de plus par mois, les couples jusqu\u2019\u00e0 226\u202ffrancs.<\/p>\n\n\n\n

\u2013\u2002Hausse des cotisations AVS \u00e0 0,3\u202f% d\u00e8s 2021\u2009: (partage \u00e9gal de la contribution entre employ\u00e9 et employeur). L\u2019augmentation est n\u00e9cessaire pour financer la majoration des rentes AVS. D\u00e9part \u00e0 la retraite plus flexible\u2009: entre 62 et 70 ans, aussi avec des rentes partielles.<\/p>\n\n\n\n

\u2013\u2002TVA\u2009: 1.1.2018, regroupement du financement additionnel de l\u2019AI limit\u00e9 jusqu\u2019au 31\u202fd\u00e9cembre 2017 \u00e0 l\u2019AVS de 0,3\u202f% (ne d\u00e9clenche aucun co\u00fbt suppl\u00e9mentaire)\u2009; 1.1.2021\u2009: augmentation de la TVA de 0,3\u202f% (ne d\u00e9clenche aucun co\u00fbt suppl\u00e9mentaire), annulation de la franchise AVS de 1400\u202ffrancs par mois, respectivement 16\u2009800\u202ffrancs par ann\u00e9e pour les retrait\u00e9s actifs.<\/p>\n\n\n\n

\u2013\u2002Hausse des subsides f\u00e9d\u00e9raux destin\u00e9s \u00e0 l\u2019AVS.<\/p>\n\n\n\n

\u2013\u2002AVS et LPP\u2009: \u00e2ge de la retraite pour les femmes 65 ans\u2009: l\u2019\u00e2ge de la retraite augmente annuellement de trois mois \u00e0 partir de 2018 et jusqu\u2019en 2021.<\/p>\n\n\n\n

\u2013\u2002LPP\u2009: taux de conversion plus bas. D\u00e8s 2019 r\u00e9duction en quatre \u00e9tapes \u00e0 partir de 6,8\u202f% \u00e0 6\u202f%. Dans la partie obligatoire du 2e pilier\u2009; r\u00e9duction par exemple de la rente annuelle d\u2019un capital annuel de 100\u2009000\u202ffrancs de\u202f6800 \u00e0\u202f6000 francs.<\/p>\n\n\n\n

\u2013\u2002LPP\u2009: att\u00e9nuation de l\u2019impact financier en raison de la r\u00e9duction du taux de conversion pour les employers qui ont 45 ans ou plus en 2019.<\/p>\n\n\n\n

\u2013\u2002LPP\u2009: r\u00e9duction et am\u00e9nagement de la d\u00e9duction de coordination en fonction de la hauteur du salaire annuel.<\/p>\n\n\n\n

\u2013\u2002LPP\u2009: augmentation des cotisations d\u2019\u00e9pargne en\u202f% pour les employers de 35 \u00e0 54 ans d\u00e8s 2019 (l\u2019augmentation sera financ\u00e9e \u00e0 parts \u00e9gales par l\u2019employeur et l\u2019employer).<\/p>\n\n\n\n

Les cons\u00e9quences pour les jeunes et moins jeunes<\/h2>\n\n\n\n

\u2013\u2002AVS et LPP\u2009: pour les femmes, augmentation de l\u2019\u00e2ge de la retraite \u00e0 65 ans. L\u2019\u00e9tape est amortie avec une augmentation simultan\u00e9e de la hausse de 70\u202ffrancs de l\u2019AVS pour les nouveaux retrait\u00e9s d\u00e8s 2019. Pour ceux qui ont des rentes inf\u00e9rieures \u00e0 la moyenne cela signifie qu\u2019ils peuvent prendre leur retraite \u00e0 64 ans, sans recevoir moins d\u2019AVS.<\/p>\n\n\n\n

\u2013\u2002AVS\u2009: les couples, qui ne sont pas retrait\u00e9s, sont les gagnants de cette r\u00e9forme, puisque les rentes des futurs couples \u00e0 la retraite ont sensiblement augment\u00e9. La rente maximale des couples augmente par mois de 226\u202ffrancs, soit 3750. Ils ne recevront pas deux retraites pleines, mais 155\u202f% au lieu des 150\u202f% jusqu\u2019\u00e0 pr\u00e9sent.<\/p>\n\n\n\n

\u2013\u2002AVS\u2009: retrait\u00e9s actuels\u2009: comme tous les consommateurs, ils ressentiront la hausse de la TVA.<\/p>\n\n\n\n

\u2013\u2002AVS et LPP\u2009: les enfants et les jeunes ressentiront les effets de la r\u00e9forme. Le jeune d\u2019aujourd\u2019hui, doit s\u2019attendre \u00e0 des r\u00e9formes des retraites douloureuses.<\/p>\n\n\n\n

\u2013\u2002AVS et LPP\u2009: \u00e9conomie\u2009: en augmentation les cotisations, les co\u00fbts de main-d\u2019\u0153uvre d\u00e9j\u00e0 \u00e9lev\u00e9s continueront \u00e0 augmenter, ce qui est pr\u00e9judiciable pour la Suisse en tant que place \u00e9conomique. L\u2019augmentation des contributions AVS de 8,4 \u00e0 8,7\u202f% en 2021 touche de la m\u00eame mani\u00e8re tous les secteurs. Le secteur primaire avec des bas et des moyens salaires de l\u2019artisanat \u00e0 la restauration en passant par l\u2019agriculture doit prendre en compte des co\u00fbts suppl\u00e9mentaires pour les caisses de pension. On compte avec des suppressions d\u2019emploi. Cependant, la r\u00e9forme a \u00e9galement des cons\u00e9quences positives pour l\u2019\u00e9conomie\u2009: le pouvoir d\u2019achat des retrait\u00e9s augmente.<\/p>\n\n\n\n

\u2013\u2002AVS\u2009: les hauts salaires devront faire le plus de sacrifices.<\/p>\n\n\n\n

\u2013\u2002AVS et LPP\u2009: bas salaires\u2009: il y a ici une forte am\u00e9lioration des retraites dans le domaine de 2000 jusqu\u2019\u00e0 3000\u202ffrancs par an (AVS et caisse de pension ensemble). En contrepartie, il y a une augmentation des retenus sur la paie.<\/p>\n\n\n\n

Le peuple suisse pourra d\u00e9cider de la r\u00e9forme le 24\u202fseptembre 2017.<\/p>\n","protected":false},"excerpt":{"rendered":"

Le 17\u202fmars, le Parlement a mis sous toit et scell\u00e9 la r\u00e9forme de la pr\u00e9voyance vieillesse 2020. Qu\u2019est-ce que cela signifie pour la Suisse\u2009? Pour l\u2019\u00e9conomie\u2009? Pour la branche\u2009? Le Conseil f\u00e9d\u00e9ral avait transmis le message au Parlement, en novembre\u202f2014. D\u2019abord, le 1er et le 2e pilier sont r\u00e9form\u00e9s en m\u00eame temps et globalement. La stabilit\u00e9 financi\u00e8re de la pr\u00e9voyance […]<\/p>\n","protected":false},"author":1,"featured_media":5704,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[44],"tags":[],"class_list":["post-7871","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-droit-politique"],"acf":[],"yoast_head":"\nLa rallonge cr\u00e9e de nouveaux probl\u00e8mes | SBC<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/swissbaker.ch\/fr\/panissimo-news\/la-rallonge-cree-de-nouveaux-problemes\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"La rallonge cr\u00e9e de nouveaux probl\u00e8mes\" \/>\n<meta property=\"og:description\" content=\"Le 17\u202fmars, le Parlement a mis sous toit et scell\u00e9 la r\u00e9forme de la pr\u00e9voyance vieillesse 2020. 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